Fine Bank is a company specializing in the repurchase of credits. We are approved by the French Association of Banking Intermediaries (AFIB). Our advisers are available to answer all your questions. They accompany you and guide you in the realization of your project and this, until the acceptance of it.
Purchase of credits: general
The repurchase of credits can also be called grouping of credits. It simply consists of grouping part or all of your credits into one to reduce your monthly payments. Thanks to the redemption of credits, you will have only one monthly payment to repay. Credit redemption is carried out without changing banks and allows you to reduce your debt ratio by 20 to 60% *.
Lower your monthly payments thanks to the purchase of credits
One of the advantages of buying credits is to reduce your monthly payments; thanks to it, you can reduce your monthly payments up to 60% *. When combining credits, the rate of your new credit will be lower than all of the rates of your old credits. This operation will facilitate the daily management of your accounts by reducing the number of monthly payments to be reimbursed. With the purchase of credits, you will be more serene at the end of the month!
Go through a professional to buy back credits
Colloquially called broker in repurchase of credits, the non-exclusive agent accompanies you in the assembly of your file, in its realization and this until the acceptance of this one. We have been working for several years with quality partners. Going through an exclusive agent allows you better monitoring, optimum support, professional confidentiality and benefit from advantages with specialized financiers thanks to their partnership. We will also be at your side to answer all your questions, to help you prepare all the documents essential for the repurchase of credits as well as to communicate with the partner proposing the best offer.
Financing a project through the purchase of credits
Buying back credits can also allow you to obtain cash for the financing of a project. If you want to finance a wedding, birthday or baptism party, buying back credits can allow you to obtain cash. When buying back credits, your debt ratio will decrease. It can almost be halved * with this solution. You will therefore find it easier to become a homeowner, for example. For the purchase of a car or a motorcycle, the grouping of credits can also be the solution with the request of a cash during your simulation. * according to study of your file